Monday, July 29, 2013
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Monday, March 4, 2013
How to Save Money Effectively
Saving money is an ideal thing to do especially y when you have plans to do in the near future. This will let you save any amount that you want for the use in the future. There are instances that we need money instantly, and if we have our own savings we can already resolve any problem that we wanted to. In any cases, having your own money being saved in your pocket and even with banks is the best way for you to save also the future of your family. However, for you to save money effectively, you must be able to plan it well, and this will guide towards a good savings that just for your benefit but as well as for the whole benefit of your whole family. In saving money the very first thing that you should do is to set a goal. Make up a goal since this will guide you towards the accomplishment of the desired savings that you have wanted.
If you have goals like buying a video game, a dress or furniture at home, this can be a great reason for you to save your money in order to have the short term goal that you have plan. If you are planning to find and buy a house, then this can be the best reason for you to save more for you and your family. Make sure also to find the exact cost of the things that you would like to buy so that you can estimate the length of time that you should thrift and save money for it. In any things that you wanted to buy, you can have it accomplish if you have a goal being set into your mind.
Saving money also is also a good way for you to accomplish you plans especially when you are a newlywed couples, and you wanted to stand in your own. You can possibly have your own house through the savings that you have. However, in order to have an effective saving you must kill your debts first. This means to say that you cannot save that much if you still have your debts, that is why as much as possible put an end with it right away. Calculate the necessary payment that you need in order to pay your debts, and when you are through with it you can immediately start the good savings for your goal.
How to Save Money Effectively
The next thing that you can do is to have a fix record of your expenses. This will give you certain guides on your basic expenses per month. Thus if there are necessary adjustments with your basic commodities you will know how much have you extend for your expenses. If you have the right plan for your expenses then you can also have the exact savings that you will get from your salary every month. You can also make records and decide in what basis will make your saving with. You can choose it to be in a weekly basis or in a monthly basis. You can also decide on what percentage of your salary will be the amount that you are going to save in a week or even in a month.
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Monday, February 25, 2013
33 Travel Safety Tips
Traveling to unfamiliar destinations can bring to you the sort of troubles you do not want to experience while on the road namely: robbery, rape, or murder. Tourists often fall prey to perpetrators because they do not prepare properly before embarking on a trip. Let's examine some things you should do to prevent your travels from becoming a tragedy:
1. Never list your home address on the luggage tag. If on business, put the company's address on the tag; if visiting friends you can list their address. Use covered luggage tags as well.
2. Stay with your luggage until the luggage is checked. If you must put your bag down, keep one foot on the handle.
33 Travel Safety Tips
3. Carry important papers with you; NEVER check anything that you simply cannot afford to lose. Photocopy your passport, driver's license and credit cards.
4. Bring a small flashlight. You never know when you'll suddenly be "in the dark" and find yourself in unfamiliar surroundings. At night, keep your flashlight by your bed.
5. Make sure that your prescription medicines are filled properly and labeled accurately. In some countries certain prescription medicines are forbidden.
6. Never wear anything that projects affluence. No gold chains, expensive watches and rings, luggage, or other paraphernalia should be in easy view. Better yet: leave your jewelry at home.
7. If possible travel with only one or two credit cards.
8. Women particularly should never accept a drink from a stranger. Keep an eye on your drink at all times.
9. Vary your schedule; try not to come and go at the same time everyday.
10. Only stay in a hotel that uses cards to open room doors and make sure your room has a peephole and a deadbolt lock. Secure the chain and secure the door by pushing a rubber stop under it.
11. Stay in a room near a stairwell. Never take the elevator if a fire or smoke is detected. Always stay in a hotel where the doors enter the hallway and not directly from the outside.
12. Do not wear name tags in public.
13. Do not use unmarked taxi cabs.
14. Sit behind the driver so you can see him, but he cannot see you.
15. Pay the driver upon arriving at your destination and while you are still sitting in the vehicle.
16. If you must rent a car, rent only from a reputable company. Any operating problems that occur could signal sabotage.
17. Be aware of 'staged' car accidents meant to catch you off card.
18. Back into your parking spaces to facilitate a quick exit.
19. Park only in well lit and well traveled areas.
20. If your cell phone does not work outside of the country, consider renting one that does for the duration of your trip.
21. If detained for whatever reason by an official, ask for identification. If in doubt, tell them that you want to see his superior. Keep your emotions in check.
22. If traveling with children, bring along an updated photograph of each child in the event that you become separated from them.
23. Write your child's name and your hotel number on each card; include a close friend's or relative's contact information on the card. Give a card to each child which they will carry with them as long as you are away. Destroy once home.
24. Discuss with your family what they would do in event of an emergency while away from home, e.g. whom to call, how to contact emergency personnel, etc.
25. Do not discuss travel plans, your room number or any other personal information in public within earshot of strangers.
26. Bring along a basic first aid kit with bandages, iodine, mosquito repellant, sunscreen, alcohol packets, dramamine, pepto bismol, diarrhea medicine, etc.
27. Familiarize yourself with train and bus schedules before traveling. Have an alternate plan in place in the event your transportation plans change.
28. Do not flash your passport in public. Discreetly show important documents to officials only.
29. Consider purchasing portable alarms that emit a loud sound.
30. Watch for scams on the street. Children working with adults are notorious as pickpockets.
31. Never flash your money in public. Exchange funds with reputable and recognized exchangers only.
32. Have tips ready in advance for service personnel.
33. Consider renting an escort [security] service if traveling in areas where crime is high.
The key to safe traveling in any area is situational awareness. Distractions because of luggage, children, hotel personnel, strangers, etc. can put you at risk. Know your surroundings and stay in control of every situation.
33 Travel Safety Tips Check For The New Release in Health, Fitness & Dieting Category of Books NOW!
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Check For 100 New Release & BestSeller Books For Your Collection
Matt manages the Corporate Flight Attendant Community a comprehensive resource center for business flight attendants who travel throughout the world. You can visit the community at http://www.corporateflyer.net or http://www.cabinmanagers.com
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Saturday, February 16, 2013
Is Money Everything?
Money will buy me a house, but not a home, a bed, but not a good night's sleep.- Zig Ziglar
Is Money Everything? This was the title of my speech at a seminar in Central London organised by Find Your Voice. Many professional speakers from all walks of life attended and delivered messages that motivated and empowered people to take control of their lives. I was one of the four speakers and the theme was: "Money Makes the World Go Round." I would like to share the views I expressed at the seminar with you.
One of the problems with literature about success is that most of the time the word 'success' is usually interpreted as material success or power. This usually includes the amount of money a person earns or has; the type of car they drive and the size and location of their house. However, we need to remind ourselves that true success isn't just Hollywood's definition of it!
Is Money Everything?
Success is a journey and not a destination. The mistake most people make is aligning money with success. Money is only a medium of exchange and can never be measured side-by-side with success.
I believe that success can be divided into eight categories; these are: spiritual, health, family, career & business, financial, self-development/intellectual, personal needs, and community. It is therefore worth noting that true success is not just when you are financially rich, rather it is when you are rich in all of the eight categories.
Money can buy you material possessions, but it cannot buy you happiness and peace of mind. Money is used in exchange for other things, but this paper money we spend (e.g. Pounds, Naira, Dollars, etc) is not the only money we should have. There are hidden 'monies' in all of us; the only problem is discovering we have such 'monies' within us.
Let us consider this; if one is only financially wealthy and lacks the intellect to make other riches, or is unsuccessful in their family life and health, then the person is as good as being poor. Let us not be overly carried away by this mere medium of exchange - money - and fail to consider other aspects of life.
I once knew a rich man, who, in spite of his wealth, is deficient in his health. He died despite the great financial wealth he had accumulated. Would you say such a man was wealthy? No. Why? Because he was only monetarily wealthy - this appeared to be at the expense of his health.
I was at the mansion of one of my mentors, Richie Dayo Johnson, in Netherne-On- the-Hill, Surrey and as we sat down in his study that Sunday evening I asked: " DJ (as I fondly call him) tell me what money can and can not buy. He replied, "Dayo, money can buy you a house, but it can't buy you a home. Money can buy you insurance, but it can't buy you security. Money can buy you entertainment, but it can't buy you happiness. Money can buy you medicine, but it can't buy you good health. Money can buy you a bed, but it can't buy you sleep. Money can buy you companionship, but it can't buy you friendship. Money can buy you sex, but it can't buy you love. Money is called currency, because it is designed to flow through you. Money doesn't change you; it only reveals who you truly are."
I totally agree with Richie Dayo Johnson. In addition to this, I believe that money can buy you many women but it cannot buy you a good wife. It can buy you a good book, but it cannot buy you wisdom and knowledge. It can sponsor you through school, but it cannot buy you intellect. However, the things money can buy are temporal but the things money cannot buy are, most times, everlasting.
Who are you when you have money and who are you when you don't have? The bottom line is that money does not change you; it merely uncovers you. Why don't you take time to reflect on those things money cannot buy; you may be surprised to realise that money is actually not everything?
Is your spiritual life in order? Are you enjoying good health? Are you in control of your finances? Are you developing yourself intellectually? Are you giving back to the society? If you answer YES to all these questions, then you can confidently say that you are prospering and therefore successful.
Now tell me, IS MONEY EVERYTHING? I rest my case.
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Dayo Olomu is a UK-based Motivational Speaker, Writer, Business/Life Coach, Trainer, Media Entrepreneur and Competent Toastmaster. His core belief is that we are all endowed with seeds of greatness, and his mission is to help individuals and organisations achieve their full potentials. He is the author of best selling "4 Indispensable Strategies for Success" and the President of Croydon Communicators Toastmasters. Get his FREE monthly Rise to the Top ezine by sending a blank email to subscribe@dayoolomu.com or visit his website at: http://www.dayoolomu.com
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Saturday, February 9, 2013
How to Excite a Man! Here Are the Action Steps a Female Must Take in Order to Excite a Man Fast
A relationship that has become predictable is headed to the dumps. When you feel that your bond with your loved one has turned into a monotonous cycle, it's high time that you spice things up a bit. Here are 7 tips that would make you all lovey-dovey once more:
Break Away from Predictability
Since predictability is what's killing your relationship, you should start doing things that aren't scheduled. Don't do things in a pattern; try to surprise your man by planning a date even when there's no occasion to celebrate; you can also give him a massage after a long day at the office. Just let your imagination take charge.
Tease Him
When he's in the office, you can email him some naughty things that you want to do with him once he comes home. This could be sharing a bubbly bath with him, swimming a few laps together, or other more experimental things. You can surprise him also by welcoming him home dressed in your sexiest clothes.
How to Excite a Man! Here Are the Action Steps a Female Must Take in Order to Excite a Man Fast
Whisper Sweet Nothings to His Ear
Remember when you two were still getting to know each other? Weren't you the sweetest couple on the planet? You can be like this again by whispering loving words to him while you're lazing around doing nothing, or while you're watching the evening news. Who knows where this gesture will lead to, right?
Send Him Love Notes
Men should have their own dose of courting from their wives or girlfriends. You can make his heart skip a beat by leaving a note in his briefcase or by sending him an I love you email.
Talk Naughty
If you're in a deeper level in your relationship, you can also start talking dirty with your man. It pays to be naughty sometimes-imagine him being turned on by your confident moves. Arousing him is more than just saying the well-rehearsed lines in front of him, but this is more of advancing with your subtle (or rough) body language and verbal affirmations.
Be Unavailable at Times
Let him feel that you're there but may not be always available to be with him. This builds anticipation in him as he feels that your world doesn't revolve around the little world that you two have.
Communicate
Communication is the fuel that keeps a relationship running. You can go out and have coffee or you can take a walk in the park while you two talk about things in your relationship (nothing serious). While you are making love, you can also gently tell him how erotic you currently feel and how in love you are with him at the moment.
So it's time to be the most unpredictable girlfriend there is; cook up unique plans and you're out for the steamiest relationship you've ever had!
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Wednesday, February 6, 2013
33 Travel Safety Tips
Traveling to unfamiliar destinations can bring to you the sort of troubles you do not want to experience while on the road namely: robbery, rape, or murder. Tourists often fall prey to perpetrators because they do not prepare properly before embarking on a trip. Let's examine some things you should do to prevent your travels from becoming a tragedy:
1. Never list your home address on the luggage tag. If on business, put the company's address on the tag; if visiting friends you can list their address. Use covered luggage tags as well.
2. Stay with your luggage until the luggage is checked. If you must put your bag down, keep one foot on the handle.
33 Travel Safety Tips
3. Carry important papers with you; NEVER check anything that you simply cannot afford to lose. Photocopy your passport, driver's license and credit cards.
4. Bring a small flashlight. You never know when you'll suddenly be "in the dark" and find yourself in unfamiliar surroundings. At night, keep your flashlight by your bed.
5. Make sure that your prescription medicines are filled properly and labeled accurately. In some countries certain prescription medicines are forbidden.
6. Never wear anything that projects affluence. No gold chains, expensive watches and rings, luggage, or other paraphernalia should be in easy view. Better yet: leave your jewelry at home.
7. If possible travel with only one or two credit cards.
8. Women particularly should never accept a drink from a stranger. Keep an eye on your drink at all times.
9. Vary your schedule; try not to come and go at the same time everyday.
10. Only stay in a hotel that uses cards to open room doors and make sure your room has a peephole and a deadbolt lock. Secure the chain and secure the door by pushing a rubber stop under it.
11. Stay in a room near a stairwell. Never take the elevator if a fire or smoke is detected. Always stay in a hotel where the doors enter the hallway and not directly from the outside.
12. Do not wear name tags in public.
13. Do not use unmarked taxi cabs.
14. Sit behind the driver so you can see him, but he cannot see you.
15. Pay the driver upon arriving at your destination and while you are still sitting in the vehicle.
16. If you must rent a car, rent only from a reputable company. Any operating problems that occur could signal sabotage.
17. Be aware of 'staged' car accidents meant to catch you off card.
18. Back into your parking spaces to facilitate a quick exit.
19. Park only in well lit and well traveled areas.
20. If your cell phone does not work outside of the country, consider renting one that does for the duration of your trip.
21. If detained for whatever reason by an official, ask for identification. If in doubt, tell them that you want to see his superior. Keep your emotions in check.
22. If traveling with children, bring along an updated photograph of each child in the event that you become separated from them.
23. Write your child's name and your hotel number on each card; include a close friend's or relative's contact information on the card. Give a card to each child which they will carry with them as long as you are away. Destroy once home.
24. Discuss with your family what they would do in event of an emergency while away from home, e.g. whom to call, how to contact emergency personnel, etc.
25. Do not discuss travel plans, your room number or any other personal information in public within earshot of strangers.
26. Bring along a basic first aid kit with bandages, iodine, mosquito repellant, sunscreen, alcohol packets, dramamine, pepto bismol, diarrhea medicine, etc.
27. Familiarize yourself with train and bus schedules before traveling. Have an alternate plan in place in the event your transportation plans change.
28. Do not flash your passport in public. Discreetly show important documents to officials only.
29. Consider purchasing portable alarms that emit a loud sound.
30. Watch for scams on the street. Children working with adults are notorious as pickpockets.
31. Never flash your money in public. Exchange funds with reputable and recognized exchangers only.
32. Have tips ready in advance for service personnel.
33. Consider renting an escort [security] service if traveling in areas where crime is high.
The key to safe traveling in any area is situational awareness. Distractions because of luggage, children, hotel personnel, strangers, etc. can put you at risk. Know your surroundings and stay in control of every situation.
33 Travel Safety Tips Check For The New Release in Health, Fitness & Dieting Category of Books NOW!
Check What Are The Top Cooking Books in Last 90 Days Best Cheap Deal!
Check For Cookbooks Best Sellers 2012 Discount OFFER!
Check for Top 100 Most Popular Books People Are Buying Daily Price Update!
Check For 100 New Release & BestSeller Books For Your Collection
Matt manages the Corporate Flight Attendant Community a comprehensive resource center for business flight attendants who travel throughout the world. You can visit the community at http://www.corporateflyer.net or http://www.cabinmanagers.com
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Sunday, February 3, 2013
Countries Which Celebrate Christmas
Christmas is a Christian holiday that celebrates the birth of Jesus. This feast was created by the pope to promote Christianity and remove pagan festivals celebrated at the winter solstice.
During the 4th century, the pope decided to bring the Christmas day on December 25th.
This day has always been represented by religious ceremonies and gifts and greetings exchange.
Countries Which Celebrate Christmas
Here are some Christmas symbols:
* The Advent consists of a burning candle each Sunday four weeks before December 24th; which symbolize the rebirth of light after the winter solstice.
* The December 24th Midnight Mass; which celebrates the birth of Jesus.
* The Christmas Crib; which symbolizes the birth of Jesus in Christian homes.
* The Christmas tree, a symbol from the pagan celebration and representing life.
* The Yule log; which represents the log that we put in the fireplace to warm up on December 24th Eve.
* Santa Claus, an American creation, inspired by the Christian Saint Nicholas (celebrated in Belgium, the Netherlands, Germany and Alsace). This character wears a luxurious red cape, he has a long white beard and wears a red miter, he also holds a golden crosier. Saint Nicholas rewards good children while his companion Pere Fouettard/Black Peter punishes nasty children) and the elf Yule Goat, celebrated in Scandinavian countries.
Over the centuries, Christmas has evolved and December 24th Eve with our family, replaced the religious ceremonies.
The gift exchange: luxurious for the rich people and useful - sometimes only one orange - for the poor people, has been replaced by the modern marketing. People not only buys gifts but also spend lots of money in decoration items, food, drink...
The secularization of our society removed the true meaning of Christmas Time; which is, obviously, becoming a pagan feast.
Here are some countries which celebrate Christmas:
Belgium:
We have a festival especially dedicated to children; which is Saint Nicholas (Sinter Klaas) on December 6th. The Great Patron of Schoolboys, who is supposed to bring candies in their shoes, brings in fact toys by the thousands to our children.
In Belgium, Noël is rather reserved for adults: the streets are decorated and illuminated, we decorate our houses, windows, gardens, trees. Belgium seems to forget that it is a Catholic country and closes more and more churches, therefore, the Midnight Mass on December 24th usually happens at 6 or 8 PM. We then eat with our family and at 12 PM we exchange our gifts. Children usually receive a book or some clothes.
Christmas Day has little meaning but practicing Catholic go to church. Belgian people visit their family on January 1st. In the Belgian Ardens, people celebrate December 31st.
France:
Noël is dedicated to children. The streets and the houses are decorated several weeks in advance. French people have lots of Christmas customs: Christmas Markets, tree, the Christmas Dinner, Pere Noel, gifts, stories, songs, turkey, The Christmas Crib, the Yule Log, and so on. In Alsace, however, Saint Nicholas predominates on Santa Claus.
The Netherlands:
They organize their St. Nicholas (Sinter Klaas) festival: the old bearded man traveling by boat and accompanied by many black aids, who distributes gifts to good children. Dutch people reserve the big gifts for Kerstmis Time because they profit for some great bargains after Sinter Klaas.
Germany:
Weinhachten in Germany lasts two days. On December 26th they visit their family and their friends. Christ-Kind offers gifts to the children on December 24th families and friends. Germany has also a Saint Nicholas festival on December 6th.
Great Britain:
This holiday is celebrated in England with enthusiasm. Children sing "Carols" in the streets, they eat the famous "Xmas Pudding" at the end their family dinner on December 25th. In England, Santa Claus fills the English children socks with gifts. British people also exchange greeting cards; which are a British creation.
Spain:
If Santa Claus has little importance in Spain (Magi distribute gifts to children on January 6th), Spanish people decorate the streets with lights during the month of December. The windows of the shops are filled with lots of gifts and Spanish celebrate the Navidad Evening with their family.
Portugal:
Natal Eve is a holiday. The Portuguese attend the Midnight Mass; which is the "Missa Do Galo". If there is no Christmas tree in Portugal, there is nevertheless a "Wooden Natal".
Italy:
Natale lasts three days, from December 24th till 26th. However, Natale traditions vary from one region to another one and, depending on the region it is Babo Natale (Father Christmas) or the "Gesu Bambino" (Little Jesus) who brings gifts on December 25th. The Italian Christmas dessert is "Panettone".
Scandinavian Countries:
During the Christmas Dinner, Scandinavian people reserve a place for the souls of the deceased members of their family. Once they finish to eat, they read the bible. The whole family is singing Christmas songs and dance around the Christmas tree.
Other European countries:
In Romania, on December 24th, there is a Christmas candle burning until the morning of December 25th. In Russia, Christmas Day happens on January 7th, according to the Orthodox calendar. In Greece the Christmas period begins on Christmas Eve and ends at the Epiphany. Christmas is less important than Easter.
USA:
The Saturday after Thanksgiving, Santa Claus is coming to announce the beginning of the Christmas shopping season. American people love to celebrate Christmas and set up a decorated Christmas in their home. Children hang empty stocks empty on the fireplace and on the Christmas morning they find them filled with candy and small toys.
Canada:
Houses, shops and streets are decorated with lights. Canadian people decorate their house with a Christmas tree, a Christmas wrap, a Christmas Crib... After the "Midnight Mass" people have a Christmas Eve with their family. Turkey and the Christmas log are the essential ingredients of a Canadian Christmas Dinner. They send greeting cards to their friends and family who live far away.
South America:
Peruvian people have Christmas parties but also learn to live better on christmas time. Their Christmas season lasts a full week. Mexican people celebrate Christmas with Las Posadas (pilgrimages representing the path by the Mary and Joseph). They celebrate the last Posada on the Christmas morning and then start the Christmas dinner. I Guatemala, immigrants have imported their German customs and the Christmas tree is essential but the Christmas gifts are reserved to the children. Gift exchange for adults is on January 1st.
Australia:
Christmas happens during the summertime, so Australian people celebrate Christmas at the beach. People eat cold turkey and pudding.
New Zealand:
If there are few decorations, New Zealand people organize Christmas parades and people sing in the parks. They also organize their famous "Christmas barbecue".
Japan:
Christmas is merely commercial significance in Japan. This festival represents Saint Nicholas and it is an opportunity to offer gifts to small children.
China:
If Christmas Day is not a holiday, Christmas is celebrated in Chinese cities. This festival was imported into this country by foreign missionaries. For the Chinese people who celebrate it, Christmas is a religious event.
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Prosperity66 is an European History, Holidays and Tarot cards passionate. She writes articles and creates websites dedicated to these subjects.
For more Christmas Costume, Christmas Cards, Christmas Recipes, Christmas Traditions Information, feel free to visit Christmas Time Guide [http://www.webinfos.prosperity66.com/christmas]. You may also ask for a Letter From Santa To Your Child [http://www.holidays.prosperity66.com/santa/].
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Monday, January 28, 2013
Signs Of A Husband Who Wants To Save His Marriage And Work Things Out With His Wife
One of the most common questions that I get or am asked on my blog is: "what are the signs of a husband who wants a divorce?" I'm rarely asked for signs indicating the opposite. But, sometimes wives do notice positive changes in their husband's attitude or stance on the separation or divorce and they'll ask me how a husband might act when he's decided that he wants to work things out and save your marriage. It's important to recognize these signs, because when your husband's attitude shifts, so should yours. If he's becoming more receptive to working things out, then you'll want to place your focus on improving your marriage rather than on changing his mind. So, in the following article, I'll offer some signs to look for that might indicate that your husband wants to work things out and save your marriage.
He's Being Attentive And Involved Again: One of the first signs that your husband has checked out of the marriage or might want a separation or divorce is that he will often distance himself from you or your family. He might not even realize (or will acknowledge) that he's doing this, but creating distance is often the first step toward going his own way. If he's considering leaving or wants out, you might notice that he's simply not around as much or, when he is, his mind is a million miles away.
However, if he's decided that he now wants to work things out, the opposite will be true. You'll see him making a noticeable attempt to be present both literally, physically, and emotionally.
Signs Of A Husband Who Wants To Save His Marriage And Work Things Out With His Wife
He's Showing You Genuine Emotional And Physical Affection: Husbands who want separations or divorces will generally withdraw their affection. Sometimes, in the beginning stages of a marriage's decline, you'll see a little more affection as the husband is attempting to reignite the spark or see if "anything is still there" between you. But generally speaking, once he begins to distance himself from you and the marriage, you'll start to see much less physical affection and emotional support.
However, once he decides that he's committed to working things out, you should see a noticeable (and genuine) difference in the affection that he shows you. There should be more spontaneous hugs, hand holding, kissing, sex, etc. Because when one spouse thinks favorably about the other spouse (as well as about the marriage,) physical affection is the natural outcome of those feelings. If the feelings don't exist, then the levels of affection will be reflective of this.
He Continues Or Begins To Talk About Your Marital Future: When a man wants a separation or divorce, you generally won't often hear him discuss your marriage very far into the future. What is the point of talking about investments, your hopes, your dreams, and your future plans if he doesn't intend to stick around to see them come to light. If your husband is suddenly talking about having children, making investments, buying a house, or taking future vacations, then these things are a good sign.
He's More Willing To Discuss His Feelings And Reservations In Order To Improve Your Marriage: It's no secret that many husbands cringe when their wives ask them to "work" with them on saving the marriage. And, a man who knows that deep in his heart that he wants a separation or divorce is usually especially resistant to anything that would save the marriage. But, if the tide is turning and he truly wants to work things out, you'll often see him put his reluctance or discomfort aside in order to do what's best for the marriage.
This is generally when you'll see him agree to counseling or respond to your requests that he share any concerns or issues with you so that you can both work through them. You should see an openness and willingness to be honest, even if he's uncomfortable discussing his feelings (as many men are.)
He Tells You That He Wants To Save The Marriage In A Genuine And Believable Way And Then Follows These Assertions With Actions And Behaviors That Match His Words: It's not at all uncommon for me to hear from wives whose husband is insisting that he wants to work things out and to save the marriage, but his actions are not corresponding with his words. In other words, many husbands will insist that they want to save their marriages, but they continue to distance themselves from their wives. Sometimes, a man will tell you what he thinks you want to hear and then go right out and act contrary to what he has said.
That's why you're looking for genuine and heart felt words that are followed by the actions that back them up. You want to hear the words, but you also want to see and feel the affection, the effort, and the changes that are taking place.
If I'm Not Seeing These Signs, Does This Mean That My Husband Doesn't Want To Work Things Out?: Not necessarily. Often, when I share these signs with wives, I'll be meant with some anxiety. Many wives will say that they've seen one or two of these signs but certainly not all of them. They worry that this means that their husband doesn't truly want to save the marriage. This isn't always the case. Like us, men can have some doubts and fears and might be taking a "wait and see" attitude. They might want to save their marriage, but aren't sure if it's going to be possible. Or they may really want to work things out, but they don't like feeling so vulnerable when they're stepping outside of their comfort zone by focusing on their feelings.
The point is, if you're seeing all of these signs (or even not many of them,) embrace the positive signals that you are seeing and then continue to work on your marriage with an upbeat and positive attitude that is often infectious. I firmly believe that it's possible to save your marriage when your husband still has doubts or isn't fully cooperating, especially in the early stages of the process. It's a little more involved than if you have his full cooperation, but it's certainly possible. And even wives who see all of these signs still have work to do. Merely having two people who are willing to save the marriage doesn't mean that it's automatically going to be saved. It takes work, some skill, some luck, and a very workable plan that's eventually carried out by both people.
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Unfortunately for me, I didn't see many of these signs in my own marriage. My own husband was very reluctant to work things out with me. Trying to convince and strong arm him to change his mind back fired on me in a big way. Luckily, I decided to show him my sincerity and love for him with my genuine actions rather than my words. And it worked. You can read more of that emotional story on my blog at http://isavedmymarriage.com/
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Friday, January 25, 2013
A Letter to My Husband to Save My Marriage
The other day, I received an email from a wife who asked me for help in drafting "a letter to my husband that will tell him that I want to save the marriage." I actually get this request quite a bit. It can be very tempting to write a letter. You don't have to worry that you're going to be interrupted or that you will break down or not communicate what you are trying to say very clearly. And sometimes, in the beginning of the process, a letter can really help you to clearly communicate what you want to say, but you have to be careful here. You don't want to rely on words rather than action. In order to really be able to save the marriage, you will need to follow through with your promises. Otherwise, your husband will begin to tune you out so that no matter what magic or flowery words you put into the letter, they really do not mean anything if you don't follow them up and make real changes. None the less, in the following article, I will offer tips and advice to help you to say the correct things in this "save my marriage" letter to your husband.
Outlining Exactly How You Are Going To Save The Marriage In Your Letter: Of course, your first inclination might be to tell him that you love him and that the way that things are going are hurting you both. You may want to say that your goal is to get back on track so that things are more like they were when you were dating. All of these points can score you his attention, but here's what he really wants to know. This is very important. He really wants to know why things are going to be different this time.
Because he's likely thinking that you are on a troubling path where things really do not change for the better and that the two of you have lost your closeness, don't relate in the same way, and have been drifting apart. Now, many women will go ahead and make a huge mistake here. This is where they will tell him that they are committed to "working with him" to save the marriage. And, yes, this is what you will ultimately have to do. But, in this letter of yours, you REALLY need to think about how your husband is going to perceive and react to what you are saying.
A Letter to My Husband to Save My Marriage
If what you are proposing is "work," then how receptive do you think he's really going to be? He may well want to save the marriage as much as you do, but if what you present to him sounds like drudgery and more of the same, he's not likely to be as enthusiastic as you need for him to be.
What you're really wanting to accomplish is to remind him of how magical things used to be between you and to then tell him how you are going to get the two of you back to this place. (Hint: It's often not by "working" on your problems or your marriage.) What you outline should sound appealing and fun. You want to reconnect with him and introduce more fun and excitement in your life. You want to bond with him over things that you both enjoy. You want to take a few risks, shake things up, and relate in new and better ways.
How To Give Him The Marriage Saving Letter And How To Follow It Up: Many women will just leave the letter on his windshield or on the kitchen table after they leave for work. They are hoping to avoid awkward pauses and / or confrontations. I understand this, but I feel that you are better off saying a few words and giving it to him in person. You'll just want to hold the letter, look into his eyes, and tell him that you put your feelings down on paper as you found this easier and you would like for him to read it when he is ready.
Once he has read the letter, this should pave the way to smoother communication. However, it is so important that you follow up what you've said with quick and decisive action. Words will only take you so far. They can certainly pave the way. But, it is lasting and real action that is going to really save this marriage.
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I wrote my own "save my marriage letter" when I was trying to get my husband to see things my way. Unfortunately, I did not follow it up with the appropriate action. As a result, I thought my marriage was truly at it's end. We had seemingly tried everything - from counseling to trips to a trial separation. Thankfully, even though I had doubts, I decided to try one last thing, to give a little more, and to approach it from another angle (by focusing on my own time and efforts) and this eventually worked. You can read my very personal story on my blog at http://isavedmymarriage.com/
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Saturday, January 19, 2013
Top 10 Meeting Ice Breakers
Getting people comfortable in a group setting before a team meeting can be the best investment of ten to 15 minutes of time that you can make. Ice breakers get creative juices flowing, can increase the exchange of ideas, establish team identity, and create a sense of community. All of these items are important in forging top productive teams. But how do you get people to participate and not feel uncomfortable with an ice breaker?
For meetings in a business setting in which participants are professionals, ice breakers that require actions not normally associated with day-to-day behaviors in the office generally make people uncomfortable. Successful ice breakers for these type of groups generally consist of having attendees share memorable information with each other, create innovative ways to get people to introduce themselves to each other, or have group members collectively work on a problem where everyone has to contribute.
We've selected our top ten team meeting ice breakers that are sure to get your meeting participants relaxed and ready to focus on your agenda as well as to connect with others in the group.
Top 10 Meeting Ice Breakers
1. Brainstorm!:Break the meeting into teams of four or five. Give each team a topic. Pick topics that are fun and simple like, "What would you take on a trip to the desert?" or "List things that are purple". Give your teams two minutes, no more, and tell them "This is a contest and the team with the most items on their list wins." Encourage the teams to write down as many things as they can and not to discuss anything, just list things as quickly as possible. At the end of two minutes, the team with the most items on their list wins! This helps people to share ideas without fearing what other people will think.
2. Same or Different:
Divide the meeting into teams of three or four and give each team a large sheet of paper and then give each person a different colored marker. Have each person draw a large oval such that each oval overlaps with the other ovals in the center of the piece of paper. Give the group or groups, a theme that pertains to your meeting objectives. Ask the participants to write down at least five or more entries in the non-overlapping and mutually overlapping areas of their ovals. Give them five minutes, no more than that, to talk about their similarities and differences and write them in their own ovals on the paper. If there is more than one group, compare results and identify common themes in both parts of the diagrams and what light these similarities and differences shed on the purpose of the meeting. This helps team members develop an understanding of shared objectives and in a non-confrontational way learn how their views differ from others in the group.
3. Fact or Fiction:
Have everyone write down three surprising things about themselves, two of which are true, and one of which is made up. Each person, in turn, reads their list and then the rest of the group votes on which "fact" they feel is the "false" one. If the group does not correctly pick a person's made up "fact", then that person wins. A group can have more than one winner. At the end, the whole group votes on which of the "winners" of the final round, had the most deceiving "fact". This helps people get to know and remember their colleagues.
4. Free Association:
The object of this ice breaker is to have small groups generate as many words or phrases as they can that are related to a particular topic that focuses on the objective of your meeting. Give the group or groups a key word you want them to associate with and then give them two minutes to list, as quickly as possible, as many words or thoughts that pop into their heads. For example, if your company is trying to decide on whether to reduce travel and increase the use of teleconferencing, you might use the word "teleconferencing" and have people list as many words or phrases they can that they associate with the key word. For example they might say: "saves money", "saves time", "impersonal", "need to see other people", "get distracted", "sound quality".... This reveals what people are thinking, similarities in viewpoints, and possibly even problem areas or topics that need addressing or further discussion.
5. Nametags:
Prepare nametags for each person and put them in a box. As people walk into the room, each person picks a nametag (not their own). When everyone is present, participants are told to find the person whose nametag they drew and introduce and say a few interesting things about themselves. When everyone has their own nametag, each person in the group will introduce the person whose nametag they were initially given and mention something of interest about that person. This helps participants get to know and remember each other.
6. Desert Island:
Group people in teams of five or six and tell them they will be marooned on a desert island. Give them 30 seconds to list all the things they think they should take and each person has to contribute at least three items. At the end of 30 seconds, tell the teams they can only take three things. Have the person who suggested each item on the list tell why they suggested it and defend why their item should be one of the chosen three. This helps the team learn about how each of them thinks, get to know each other's values, and how they solve problems.
7. Commonality Plus:
Group your meeting participants at tables. At each table ask the group to list ten ways that everyone in that group is similar. Let them know that they cannot list body parts or clothing and that what they select cannot have anything to do with work. One person at the table should be tasked to make their list. At the end of your time limit have the group share their list with all meeting members. This is a great opportunity for your meeting attendees to learn about each other's hobbies, families, and common interests.
8. Line Up:
As people enter your meeting hand each one a piece of paper with a different number written on it. Ask the group to arrange themselves in numeric order without using their voices, hands, or showing their number. This helps the team to think of other ways to communicate with each other and to work together to achieve a common goal.
9. Meet and Greet Shoe Pile:
This works great in large groups and is a variation of the name tag ice breaker. Have everyone take off one of their shoes and throw it into a pile. Have each group member pick up a shoe and walk around the meeting room greeting other people as they try to match their selected shoe to the one another team member is wearing. This is a great way for new people to meet several members in a group.
10. First or Worst:
Have each member tell the group their first or worst job in turn. This easy to use ice breaker works great with teleconferences too and allows team members to spark conversation with each other and to have some fun commenting on the jobs that they have each done. Many of our top ten ice breakers can be used for on-site meetings and teleconferences alike. The nature of ice breakers is to get the group to talk, to share, and to get to know each other in a casual exchange. The best and most successful teams start with a little bit of fun; learning how to value what each member brings into the group. Ice breakers can help facilitate this exchange of information and comfort in doing so at the very start of the team forging process.
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Amy Linley gives practical and usable advice regarding communication and meetings at AccuConference.
Find out more about our conference call, web conferencing and video conferencing services from AccuConference.
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Tuesday, January 1, 2013
Used Cars For Sale On EBay
There are thousands of used cars for sale on eBay every
single day. In fact, eBay Motors is the most profitable
sales division on eBay and naturally there are many
entrepreneurs who are interested in jumping into this
market. For instance, eBay claims it sells an SUV every nine
seconds and is the biggest online car dealer in America,
exceeding the traditional car companies. In fact, there are
15 million cars sold over the Internet each year - and
growing.
The recent rapid growth of the consignment business model
has made the used car market even more enticing. Many
sellers are able to sell cars they have never even seen and
with no more risk than the cost of the auction listing. Some
negotiators even persuade the car owner to pay for the ad,
thereby risking no more than their time.
The biggest single issue for this business model is the
trust of prospective buyers. After all, paying thousands or
tens of thousands of dollars for a car sight unseen is an
awesome leap of faith. Even buying for a plane ticket to go
see a car before paying causes buyers to be uncomfortable.
Used Cars For Sale On EBay
The best way sellers can overcome this fear is to use an
escrow service. eBay has a preferred service, and it's
easiest to use that one.
An escrow service acts as a neutral third party. In an
exchange of merchandise, the buyer sends his money to the
escrow service and the seller ships the product to the
buyer. The buyer usually has two days to inspect his
purchase, and if he is happy, he notifies the escrow company
who releases the money to the seller, minus its fee. If the
buyer is dissatisfied, he returns the undamaged merchandise
to the seller, and after the seller receives his merchandise
back (in satisfactory condition), the escrow service returns
the buyer's money. Thus both sides in the transaction are
protected. The buyer almost always pays the fees for this,
although sometimes buyer and seller split the cost.
eBay's offers a "Vehicle Services Division" specifically for
dealing with the used cars, trucks, SUVs and almost anything
else with wheels and a motor. The buyer can request a 160
point inspection performed before agreeing to the purchase.
This is an inexpensive service and certainly will save the
purchaser many headaches.
* The buyer pays a 5 fee that is non-refundable
* The seller is contacted and the inspection is carried outv
* The buyer receives a reportv
* The buyer chooses to go ahead with the purchase - or not
Another choice for the buyer is to deposit his payment with
the escrow service and then take delivery of the vehicle.
The seller ships the car after he knows the money his
secure. The seller must provide tracking information, which
is then verified.
The buyer has between one and 30 days to thoroughly inspect
his new purchase (the period is negotiated between the two
parties ahead of time). If this time expires and the escrow
company has not heard from the buyer, it assumes he is happy
and gives the purchase price to the seller.
The buyer may return his vehicle if he isn't happy and
sometimes buyers and sellers work out partial payment
agreements, the buyer being satisfied with some parts of the
transaction, but not with others. If a dispute arises, it is
settled by the American Arbitration Association.
The fee for this service is:
* - ,500 = value of vehicle: 5
* ,500.01 to ,000: 0
* ,000.01 to ,000: 0
* ,000.01 to ,000: 5
* ,000+ = 6% of the value
Once both parties have agreed, the title transfer process
begins and the escrow service will guarantee this too, for a
fee of . The fee, naturally, doesn't include any transfer
costs - it is only insurance that the title will be
expedited to the satisfaction of both parties.
eBay's escrow service also offers a service that will ship
cars almost anywhere in the world and will gather an auto
history report to inform sellers if their new chariot has
been salvaged or stolen, suffered flood or hail damage, been
in a fire or accident, has had an odometer rollback or has
been used as a police car, a rental or a taxi.
Anyone considering offering used cars for sale on eBay would
be well advised to thoroughly learn the escrow services
available and offer those to prospective buyers. The trust
factor will skyrocket and your chances of completing sales
will dramatically increase.
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